The Harper Law Blog

The Harper Law Blog offers news, announcements, thoughts and articles on life, law and our practice areas of emphasis.

Studies show physicians malpractice insurance rates not tied to claims

Posted Wednesday, July 12, 2006 by Ed Harper


I-330 was defeated recently in Washington State as the medical malpractice insurance industry tried to pull the wool over consumers eyes. A recent study of the largest 15 insurance carriers for the medical industry in the US have collected more than 3 times the amount of premiums over the last three years and payouts on claims has actually dropped! Another finding mentions that premium collection has increased by 120% and payouts on claims has only increased 5.7% during 2000-2004.

So what drives the “crisis” in the medical industry? Insurance Companies desire to make more money and they have deceived the medical industry.

Wisconsin Supreme Court has recently found that caps on malpractice verdicts bear no relation to lower insurance premiums. Now Wisconsin is one of 14 states to have ruled that caps on verdicts are unconstitutional as they caps merely deprive the injured person and their families from adequate compensation for their injuries. This was why it was so important to stand up to the insurance industry and vote no on I-330.

For more information, please read Falling Claims And Rising Premiums In The Medical Malpractice Insurance Industry. Let me know what you think after reading it.

Ed Harper

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Wisconsin Court overturns medical malpractice cap on damages

Posted Wednesday, July 12, 2006 by Ed Harper

The Wisconsin Supreme Court has held that caps on damages for a medical malpractice action is unconstitutional. In a wrongful death claim a husband brought an action for the death of his wife which was allegedly due to the mistakes of a physician. The jury found for the husband and rendered a verdict for $1,200,000. Wisconsin previously had enacted a cap on damages and the court was forced to reduce the verdict to the capped amounts. The Supreme Court disagreed and reinstated the full verdict.

Caps on damages have proven to be successful only for the insurance companies and insurance rates do not go down for physicians following a caps instatement. From an individual rights perspective as well, one should have the freedom and liberty to have their day in court and government should stay out. The jury system is not perfect but it is the best way to ensure fairness and equity for those that require justice.

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Change in prescription requirements

Posted Thursday, June 29, 2006 by Ed Harper

A recent change in state law here in Washington will require physicians to write more legibly. The Seattle Times has come out in favor of this alteration of state law and even though I usually don’t agree with the Seattle Times and their politics I have to think patients will be better protected with a change. Cursive handwriting will no longer be accepted by pharmacists. Pharmacists in the past would have to interpret the doctors handwriting and as a result oftentimes there were serious mistakes which would be harmful to patients.

Was that vicodin or aspirin?” —The Seattle Times.

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