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Duty to investigate - onus is on the insurance company to do it correclty
Insurance companies have a duty to investigate a crash. They have an obligation to do it quickly and without a detrimental impact on their insured – the person who is covered by the insurance. Thus, when investigating a claim, their sole obligation…
Published Tuesday, November 17, 2009

Recent CNN investigation points out insurance claims abuse
Recently, CNN and their investigation into auto accident claims have proven several insurance companies abuse of the claims process. By denying and and refusing to pay legitimate claims for medical bills and wage loss, State Farm Insurance and Allstate…
Published Sunday, February 11, 2007

Timing Is Everything: How Immediately Seeking Legal Counsel Can Make A Difference
Do you know someone who has been injured due to an accident, or someone else’s mistake? Have you thought this would not happen to you or a loved one? If it has happened, don’t wait another day and call Ed Harper at Harper Law. Why does it matter? In…
Published Friday, March 25, 2016

Studies show physicians malpractice insurance rates not tied to claims
Folks, I-330 was defeated recently in Washington State as the medical malpractice insurance industry tried to pull the wool over consumers eyes. A recent study of the largest 15 insurance carriers for the medical industry in the US have collected more…
Published Wednesday, July 12, 2006

Parental Responsibility for the Child’s Negligent Entrustment of their Car
In the State of Washington, law the owner of a car may incur liability under the family car doctrine for injuries caused by third person to whom a family member has entrusted the car if the car was used for the pleasure and convenience of a family…
Published Saturday, January 06, 2018

Why would you accept policy limits for an insurance company?
I have been asked why would you make a policy limits demand to an at-fault driver when the claim may be worth well in excess of the limits. What the plaintiff’s attorney is trying to do, by only asking for policy limits, and telling the insurance…
Published Wednesday, April 20, 2011

Negligent Entrustment – Every Vehicle Owner’s Fear
For one to be found responsible for the actions of another, negligently entrusting the vehicle for example requires a certain amount of knowledge leading to negligent conduct being determined. The court with Mejia v. Irwin, 45 Wn.App. 700 (1986)…
Published Monday, February 12, 2018

Social host liability
Property owners owe a duty of care to their guests to exercise reasonable care. This is subject to much discussion on what was/is reasonable care. A property owner must either warn or create a safe environment for their guests. Washington case law states…
Published Saturday, March 17, 2007

False Assumption - 3. The property damage estimate is accurate because a professional adjuster looked at my car
The property damage estimate is accurate because a professional adjuster looked at my car. Property damage is the proof of two or more vehicles colliding. Having an accurate recording of the damage to the cars may have a bearing on how seriously the…
Published Saturday, July 21, 2007

Am I subject to liability if I co-sign on an automobile?
I’m often asked if a co-signer, usually a parent is responsible for damages if my child gets in a crash. Briefly, the answer is: it depends. More specifically, by being a co-signer, does not provide clear cut liability for any injured person to…
Published Tuesday, January 10, 2012

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