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Teen Driving Tips
Did you know that teens are 3 times more likely to crash per mile driven than adults? And, that car crashes are the leading cause of death for U.S. teens. These startling and alarming stats are important to keep in mind as your teen gets behind the…
Published Tuesday, July 26, 2016

Auto Insurance – What to think about when signing up for a new policy
When signing up a client with a new insurance policy, an auto insurer must follow several steps: First, Washington state law RCW 48.22.085 requires all auto liability insurers to offer personal injury protection (PIP) to their clients. Clients do not…
Published Friday, June 05, 2015

PIP IME's - When a medical exam is not truly objective?
When your automobile insurance company schedules you for a medical exam, often called an IME, be aware the exam will not be conducted like a typical exam performed by your physician. The IME - referring to “independent medical exam” probably…
Published Thursday, May 07, 2015

Auto Accident - Frequently Asked Questions
Auto Accident Injuries which stem from accidents occurring on streets or highways require one to make decisions often when one is suffering from shock or experiencing a rush of adrenaline. Be prepared for long-lasting effects from a collision. The…
Published Monday, August 18, 2008

Intoxication of Person Injured or Killed - Defense
Intoxication of Person Injured or Killed – Defense WPI 16.03 states the following: “It is a defense to an action for damages for personal injuries/wrongful death that the person injured/person killed was then under the influence of alcohol or any drug…
Published Monday, January 16, 2017

DELAY, DENY, DEFEND: How Auto Accident Claims Drive up Profits for Insurance Companies
This blog was originally written in September 2007 in regard to the CNN investigative report on the big-box insurance practice of delay, deny, and defend. A former client recently emailed me saying he had forwarded this often to friends, finding the…
Published Tuesday, February 23, 2016

Recent CNN investigation points out insurance claims abuse
Recently, CNN and their investigation into auto accident claims have proven several insurance companies abuse of the claims process. By denying and and refusing to pay legitimate claims for medical bills and wage loss, State Farm Insurance and Allstate…
Published Sunday, February 11, 2007

False Assumption - 8. All my medical bills will be paid
All my medical bills will be paid because someone else is at fault. For an auto accident, the initial insurance you must look to for help in paying for medical treatment is your own automobile insurance. In the State of Washington, we have Personal…
Published Tuesday, July 24, 2007

How Can I Reduce my Insurance Rates?
How can I reduce my insurance rates and will the rates go up after an accident? Well it depends. There are several factors that an insurance company will consider when determining what your car insurance rates will be, and whether they will go up, if it…
Published Tuesday, May 09, 2017

Allstate Insurance improperly refused to honor homeowner's claim in Staples v Allstate
This week, in an opinion authored by Hon. Charlie Wiggins, the Washington Supreme Court, No. 86413-6, determined in an 8-1 vote, Allstate Ins. Co. failed to provide sufficient proof they were prejudiced and was remanded back to the trial court level…
Published Friday, January 25, 2013

WSAJ Eagle 2015
Harper Law PLLC
826 6th Street South, Suite 101, Kirkland, WA 98033-6740 US
47.6685640-122.1958750
Phone: 425.284.3333
Fax: 425.284.4286