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Why is Apportioning Damages Important?
Dorothy Phennah, (see Phennah v Whalen 28 Wn. App. 19 (1980)), was injured in two auto accidents about three months apart. She admittedly had a pre-existing arthritic condition and had been seeing her physician for care for this condition. In two…
Published Tuesday, October 04, 2016

Teen Driving Tips
Did you know that teens are 3 times more likely to crash per mile driven than adults? And, that car crashes are the leading cause of death for U.S. teens. These startling and alarming stats are important to keep in mind as your teen gets behind the…
Published Tuesday, July 26, 2016

Recovery from One-Car Motor Vehicle Collisions
Often cars/drivers must react to the negligence of other drivers and this seems rather obvious. But, as a result of those reactions, if one crashes their car, through no fault of their own, they may make a claim for underinsured motorist coverage with…
Published Monday, December 18, 2017

Auto Insurance – What to think about when signing up for a new policy
When signing up a client with a new insurance policy, an auto insurer must follow several steps: First, Washington state law RCW 48.22.085 requires all auto liability insurers to offer personal injury protection (PIP) to their clients. Clients do not…
Published Friday, June 05, 2015

PIP IME's - When a medical exam is not truly objective?
When your automobile insurance company schedules you for a medical exam, often called an IME, be aware the exam will not be conducted like a typical exam performed by your physician. The IME - referring to “independent medical exam” probably…
Published Thursday, May 07, 2015

Auto Accident - Frequently Asked Questions
Auto Accident Injuries which stem from accidents occurring on streets or highways require one to make decisions often when one is suffering from shock or experiencing a rush of adrenaline. Be prepared for long-lasting effects from a collision. The…
Published Monday, August 18, 2008

Intoxication of Person Injured or Killed - Defense
Intoxication of Person Injured or Killed – Defense WPI 16.03 states the following: “It is a defense to an action for damages for personal injuries/wrongful death that the person injured/person killed was then under the influence of alcohol or any drug…
Published Monday, January 16, 2017

DELAY, DENY, DEFEND: How Auto Accident Claims Drive up Profits for Insurance Companies
This blog was originally written in September 2007 in regard to the CNN investigative report on the big-box insurance practice of delay, deny, and defend. A former client recently emailed me saying he had forwarded this often to friends, finding the…
Published Tuesday, February 23, 2016

Recent CNN investigation points out insurance claims abuse
Recently, CNN and their investigation into auto accident claims have proven several insurance companies abuse of the claims process. By denying and and refusing to pay legitimate claims for medical bills and wage loss, State Farm Insurance and Allstate…
Published Sunday, February 11, 2007

False Assumption - 8. All my medical bills will be paid
All my medical bills will be paid because someone else is at fault. For an auto accident, the initial insurance you must look to for help in paying for medical treatment is your own automobile insurance. In the State of Washington, we have Personal…
Published Tuesday, July 24, 2007

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