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False Assumption - 8. All my medical bills will be paid
All my medical bills will be paid because someone else is at fault. For an auto accident, the initial insurance you must look to for help in paying for medical treatment is your own automobile insurance. In the State of Washington, we have Personal…
Published Tuesday, July 24, 2007

How Can I Reduce my Insurance Rates?
How can I reduce my insurance rates and will the rates go up after an accident? Well it depends. There are several factors that an insurance company will consider when determining what your car insurance rates will be, and whether they will go up, if it…
Published Tuesday, May 09, 2017

Allstate Insurance improperly refused to honor homeowner's claim in Staples v Allstate
This week, in an opinion authored by Hon. Charlie Wiggins, the Washington Supreme Court, No. 86413-6, determined in an 8-1 vote, Allstate Ins. Co. failed to provide sufficient proof they were prejudiced and was remanded back to the trial court level…
Published Friday, January 25, 2013

Clear Zones
Experts agree that auto accidents due to fixed immovable objects are a hazard that impacts all users of our state’s highways. The area surrounding the highway is also the government’s responsibility. This includes a “clear zone”. A “clear zone” is the…
Published Thursday, September 08, 2016

State Farm Insurance Company posts amazing profit numbers
According to a leading Insurance company source “State Farm Mutual Automobile Insurance Co. announced today it will pay $1.25 billion in dividends to its mutual auto insurance policyholders in 46 states, the District of Columbia and the Canadian…
Published Saturday, March 03, 2007

A UIM Insurance Carrier Receives Full Credit for Underlying Insurance Limits
A UIM claimant must be aware when settling their liability claim for less than the full policy limits, the UIM carrier obtains a set-off and is allowed to deduct the underinsured’s full policy limits from the claimant’s underinsured motorist benefits…
Published Monday, January 15, 2018

If a hospital fails to bill me or my PIP insurance four years after an accident, is there an obligation to pay them?
When you have a PIP insurance benefit, and you give the hospital billing office this information, and the hospital sits on the bill it seems a mistake was made. However, merely because the information was provided to the hospital, does not relieve the…
Published Saturday, April 23, 2011

False Assumption - 6. The insurance company for the other driver will believe me
The insurance company for the other driver will believe me when I tell them how much it hurts. Being examined by a health care provider shortly after a collision allows you to obtain some beneficial relief. At the same time, the injured person obtains…
Published Tuesday, July 24, 2007

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