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7 Things To do Following a Motor Vehicle Collision
7 THINGS TO DO FOLLOWING A MOTOR VEHICLE COLLISION 1.Document the collision at the scene. a.Write down all information you can recall possible. Especially if someone has admitted fault. b.Take pictures. Of everything: people, cars, points of impact, area…
Published Tuesday, March 12, 2013

Insurance Medical Examination
Are you presently representing yourself in a bodily injury claim? Have you been told by a third-party (the “at-fault “insurance company) adjuster that you must submit to a medical examination prior to payment of your claim? If the answer to…
Published Monday, May 10, 2010

Why would you accept policy limits for an insurance company?
I have been asked why would you make a policy limits demand to an at-fault driver when the claim may be worth well in excess of the limits. What the plaintiff’s attorney is trying to do, by only asking for policy limits, and telling the insurance…
Published Wednesday, April 20, 2011

Property damage claim when liability is clear
When the other insurance company is stalling and not fixing your vehicle, you can threaten the other side’s insurance company with a letter stating you will have no other choice but to retain an attorney. When the claim is rather straightforward…
Published Monday, April 25, 2011

False Assumption - 8. All my medical bills will be paid
All my medical bills will be paid because someone else is at fault. For an auto accident, the initial insurance you must look to for help in paying for medical treatment is your own automobile insurance. In the State of Washington, we have Personal…
Published Tuesday, July 24, 2007

Should a Plaintiff's Spouse Bring a Loss of Consortium Claim?
Should a Plaintiff’s Spouse Bring a Loss of Consortium Claim? Washington Pattern Instruction 32.04, the loss of consortium instruction, is based on an injury to the other spouse. But this instruction has been expanded of late to include other…
Published Tuesday, May 02, 2017

Pedestrian struck by car has ability to access personal injury protection benefits of the striking vehicle
An often overlooked provision in a motor vehicle insurance policy is the benefits a pedestrian is entitled to upon being struck by a vehicle. A pedestrian, (a person afoot – which includes a wheelchair and bicyclists) who may or not have their own…
Published Friday, February 05, 2010

Personal Injury Protection Insurance: Do you need it?
Personal injury protection (pip) insurance covers you, your family members and those riding in your car for medical expenses and any wage loss. The coverage will also provide for some additional items such as loss of services and yard work too! In sum…
Published Saturday, February 24, 2007

7 Things To Do Following a Motor Vehicle Collision
7 things to do following a motor vehicle collision: 1.Document the collision by maintaining the information you can at the scene. a.Write down all you can as soon as possible after the crash. For example, if someone has admitted fault for the collision…
Published Tuesday, November 30, 2010

10 False assumptions that people make following an accident
Insurance company and insurance company representatives are on your side. The other driver admitted fault for the accident, so I don’t think I need to call the police. The property damage estimate is accurate because a professional adjuster looked…
Published Saturday, July 21, 2007

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Harper Law PLLC
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