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10 False Assumptions Made After an Auto Accident
What would you do after being involved in an auto accident? Would you call the police? Would you document the scene? Would you schedule an appointment with your doctor right away? These are all things to consider after being involved in an auto accident…
Published Thursday, January 28, 2016

Insurance Policies and Anti-Stacking Clauses
Under RCW 48.22.030(6) anti-stacking exclusions are allowed. Insurance polices often include statements limiting the highest possible amount of coverage of liability that applies. In the case of Greengo v. Pemco, 135 Wn. 2d 790 (1998) Justice Sanders…
Published Saturday, February 03, 2018

If a hospital fails to bill me or my PIP insurance four years after an accident, is there an obligation to pay them?
When you have a PIP insurance benefit, and you give the hospital billing office this information, and the hospital sits on the bill it seems a mistake was made. However, merely because the information was provided to the hospital, does not relieve the…
Published Saturday, April 23, 2011

Immediately Following an Accident/Motor Vehicle Collision
Here is our attorney-approved, easy-to-remember list for what to do immediately following an accident: Protect: Keep yourself safe. Then, if able, determine if anyone else is injured or needing medical attention. Call 911 to report the collision and…
Published Monday, March 05, 2018

Recovering from a car accident
There are a wide variety of schools of therapy to choose from to recover from an injury obtained in a car accident. Automobile insurers in Washington provide personal injury protection coverage for health care needed following a collision involving an…
Published Saturday, July 14, 2007

False Assumption - 6. The insurance company for the other driver will believe me
The insurance company for the other driver will believe me when I tell them how much it hurts. Being examined by a health care provider shortly after a collision allows you to obtain some beneficial relief. At the same time, the injured person obtains…
Published Tuesday, July 24, 2007

Depreciation of the value of your vehicle after a collision
Oftentimes a newer car will be in a wreck and the insurance companies will attempt to repair the vehicle. What happens when the car has a significant reduction in the value because of the stigma of having been repaired, and the value has gone down…
Published Saturday, March 02, 2013

Allstate Insurance improperly refused to honor homeowner's claim in Staples v Allstate
This week, in an opinion authored by Hon. Charlie Wiggins, the Washington Supreme Court, No. 86413-6, determined in an 8-1 vote, Allstate Ins. Co. failed to provide sufficient proof they were prejudiced and was remanded back to the trial court level…
Published Friday, January 25, 2013

Phantom Vehicle - What is not Corroborating Evidence
An uninsured motorist claim can be brought when an unknown, third-party has caused the collision. In order to prove that a “Phantom Vehicle” caused the collision, independent evidence, not coming from the claimant or claimant’s family can establish this…
Published Friday, December 29, 2017

Intoxication of Person Injured or Killed - Defense
Intoxication of Person Injured or Killed – Defense WPI 16.03 states the following: “It is a defense to an action for damages for personal injuries/wrongful death that the person injured/person killed was then under the influence of alcohol or any drug…
Published Monday, January 16, 2017

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