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Getting Your Medical Bills Paid
Our clients often ask us “Who is going to pay my bills?” and we tell them, in all honesty – it depends. However, these four steps will help illuminate what happens regarding insurance billing in most cases following a motor vehicle collision. (I’m…
Published Wednesday, August 31, 2016

Loss of Use after a Collision
A client recently asked me a question regarding loss of use of his vehicle. His vehicle was damaged in a collision and the other side delayed making an offer for the use of a rental car for approximately one week. The insurance company is now offering a…
Published Friday, February 04, 2011

Look Left Last
Recently, a couple of events in my life reminded me of a driving principal – you have to “Look Left Last”. Looking left last as you enter an intersection will eliminate many potential hazards to you and your loved ones. Drivers must look to their left…
Published Thursday, September 01, 2016

Vehicles Principally Garaged definition
Some cases have articulated this to mean what was the parties intention regarding the actual location of the vehicle in the state. If the insured intends to keep the vehicle in another state during the policy period, and does keep the vehicle in another…
Published Tuesday, June 28, 2011

7 Things To Do Following a Motor Vehicle Collision
7 things to do following a motor vehicle collision: 1.Document the collision by maintaining the information you can at the scene. a.Write down all you can as soon as possible after the crash. For example, if someone has admitted fault for the collision…
Published Tuesday, November 30, 2010

Reasonably Safe Roads for Ordinary Travel
Recently, the Washington Supreme Court provided clarification for what constitutes the extent of a municipality’s duty and the effect on legal causation. In Lowman v. Wilbur, 178 Wn.2d 165, 309 P.3d 387 (2013) the court looked at an opportunity to…
Published Thursday, September 15, 2016

Loss of Earning Capacity - What can you recover if you cannot work up to your capabilities?
Washington Pattern instruction 30.08 stands for the proposition that one’s loss of earning capacity is the inability to earn money. This is the permanent diminution or decrease in the ability to work. It may only entail an increasing difficulty with…
Published Monday, November 27, 2017

Brain Injuries
Brain injuries are on the rise. Traumatic Brain Injuries (TBIs) or Brain Injuries are increasing due to the more resilient vehicles (cars are not incurring as much property damage) on the road today. “More than 40 percent of TBIs are the result of…
Published Wednesday, March 14, 2007

False Assumption - 6. The insurance company for the other driver will believe me
The insurance company for the other driver will believe me when I tell them how much it hurts. Being examined by a health care provider shortly after a collision allows you to obtain some beneficial relief. At the same time, the injured person obtains…
Published Tuesday, July 24, 2007

Auto Insurance – What to think about when signing up for a new policy
When signing up a client with a new insurance policy, an auto insurer must follow several steps: First, Washington state law RCW 48.22.085 requires all auto liability insurers to offer personal injury protection (PIP) to their clients. Clients do not…
Published Friday, June 05, 2015

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Harper Law PLLC
826 6th Street South, Suite 101, Kirkland, WA 98033-6740 US
47.6685640-122.1958750
Phone: 425.284.3333
Fax: 425.284.4286