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Look Left Last
Recently, a couple of events in my life reminded me of a driving principal – you have to “Look Left Last”. Looking left last as you enter an intersection will eliminate many potential hazards to you and your loved ones. Drivers must look to their left…
Published Thursday, September 01, 2016

Vehicles Principally Garaged definition
Some cases have articulated this to mean what was the parties intention regarding the actual location of the vehicle in the state. If the insured intends to keep the vehicle in another state during the policy period, and does keep the vehicle in another…
Published Tuesday, June 28, 2011

7 Things To Do Following a Motor Vehicle Collision
7 things to do following a motor vehicle collision: 1.Document the collision by maintaining the information you can at the scene. a.Write down all you can as soon as possible after the crash. For example, if someone has admitted fault for the collision…
Published Tuesday, November 30, 2010

Reasonably Safe Roads for Ordinary Travel
Recently, the Washington Supreme Court provided clarification for what constitutes the extent of a municipality’s duty and the effect on legal causation. In Lowman v. Wilbur, 178 Wn.2d 165, 309 P.3d 387 (2013) the court looked at an opportunity to…
Published Thursday, September 15, 2016

Brain Injuries
Brain injuries are on the rise. Traumatic Brain Injuries (TBIs) or Brain Injuries are increasing due to the more resilient vehicles (cars are not incurring as much property damage) on the road today. “More than 40 percent of TBIs are the result of…
Published Wednesday, March 14, 2007

False Assumption - 6. The insurance company for the other driver will believe me
The insurance company for the other driver will believe me when I tell them how much it hurts. Being examined by a health care provider shortly after a collision allows you to obtain some beneficial relief. At the same time, the injured person obtains…
Published Tuesday, July 24, 2007

Auto Insurance – What to think about when signing up for a new policy
When signing up a client with a new insurance policy, an auto insurer must follow several steps: First, Washington state law RCW 48.22.085 requires all auto liability insurers to offer personal injury protection (PIP) to their clients. Clients do not…
Published Friday, June 05, 2015

Voluntary Intoxication and Consequences
Voluntary intoxication used as an offense sword or defensive shield. Washington Pattern Instruction (WPI) 12.01 states the following: “A person who becomes intoxicated is held to the same standard of care as one who is not so affected.” WPI 12.01. and…
Published Saturday, November 19, 2016

PIP IME's - When a medical exam is not truly objective?
When your automobile insurance company schedules you for a medical exam, often called an IME, be aware the exam will not be conducted like a typical exam performed by your physician. The IME - referring to “independent medical exam” probably…
Published Thursday, May 07, 2015

Call the police after a collision and know your location when you call
After collisions, people often assume there is no need to contact the police if there is an exchange of information. However, for accident reconstruction purposes, the law enforcement officer can document certain items that may be in dispute later. For…
Published Saturday, July 14, 2007

WSAJ Eagle 2015
Harper Law PLLC
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Phone: 425.284.3333
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