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Vehicles Principally Garaged definition
Some cases have articulated this to mean what was the parties intention regarding the actual location of the vehicle in the state. If the insured intends to keep the vehicle in another state during the policy period, and does keep the vehicle in another…
Published Tuesday, June 28, 2011

Recovery from One-Car Motor Vehicle Collisions
Often cars/drivers must react to the negligence of other drivers and this seems rather obvious. But, as a result of those reactions, if one crashes their car, through no fault of their own, they may make a claim for underinsured motorist coverage with…
Published Monday, December 18, 2017

7 Things To Do Following a Motor Vehicle Collision
7 things to do following a motor vehicle collision: 1.Document the collision by maintaining the information you can at the scene. a.Write down all you can as soon as possible after the crash. For example, if someone has admitted fault for the collision…
Published Tuesday, November 30, 2010

Reasonably Safe Roads for Ordinary Travel
Recently, the Washington Supreme Court provided clarification for what constitutes the extent of a municipality’s duty and the effect on legal causation. In Lowman v. Wilbur, 178 Wn.2d 165, 309 P.3d 387 (2013) the court looked at an opportunity to…
Published Thursday, September 15, 2016

Loss of Earning Capacity - What can you recover if you cannot work up to your capabilities?
Washington Pattern instruction 30.08 stands for the proposition that one’s loss of earning capacity is the inability to earn money. This is the permanent diminution or decrease in the ability to work. It may only entail an increasing difficulty with…
Published Monday, November 27, 2017

How To Switch on Your Brain - Book Summary
How to Switch on your Brain – The Key to Peak Happiness, Thinking and Health. By Caroline Leaf, PhD. c. 2013. Book Summary. Dr. Leaf is an expert who has conducted research, treated brain injured patients and studied the debilitating challenges for…
Published Tuesday, October 08, 2019

Brain Injuries
Brain injuries are on the rise. Traumatic Brain Injuries (TBIs) or Brain Injuries are increasing due to the more resilient vehicles (cars are not incurring as much property damage) on the road today. “More than 40 percent of TBIs are the result of…
Published Wednesday, March 14, 2007

False Assumption - 6. The insurance company for the other driver will believe me
The insurance company for the other driver will believe me when I tell them how much it hurts. Being examined by a health care provider shortly after a collision allows you to obtain some beneficial relief. At the same time, the injured person obtains…
Published Tuesday, July 24, 2007

Auto Insurance – What to think about when signing up for a new policy
When signing up a client with a new insurance policy, an auto insurer must follow several steps: First, Washington state law RCW 48.22.085 requires all auto liability insurers to offer personal injury protection (PIP) to their clients. Clients do not…
Published Friday, June 05, 2015

Combining Pattern Instructions
When submitting economic and noneconomic damage instructions in a personal injury case, the jury instruction can include multiple jury instructions compiled together making it easier for the court to articulate these instructions. Washington Pattern…
Published Monday, June 26, 2017

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