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Recent CNN investigation points out insurance claims abuse
Recently, CNN and their investigation into auto accident claims have proven several insurance companies abuse of the claims process. By denying and and refusing to pay legitimate claims for medical bills and wage loss, State Farm Insurance and Allstate…
Published Sunday, February 11, 2007

Property Damage Claims - Go through your own insurance company
Our office usually does not get into claims that are merely property damage. If there is a personal injury due to the fault of someone else, we usually can assist with getting a claim settled. Thus, first, for property damage claims, I recommend to my…
Published Monday, January 07, 2013

Governor to sign Fair Insurance Bill?
State of Washington Governor Christine Gregoire is posed to sign the Insurance Fair Conduct Act SB 5726. However, insurance representatives plan to meet with Washington State Trial Lawyers (WSTLA) early next week to discuss their differences. Consumer…
Published Saturday, May 12, 2007

DELAY, DENY, DEFEND: How Auto Accident Claims Drive up Profits for Insurance Companies
This blog was originally written in September 2007 in regard to the CNN investigative report on the big-box insurance practice of delay, deny, and defend. A former client recently emailed me saying he had forwarded this often to friends, finding the…
Published Tuesday, February 23, 2016

Studies show physicians malpractice insurance rates not tied to claims
Folks, I-330 was defeated recently in Washington State as the medical malpractice insurance industry tried to pull the wool over consumers eyes. A recent study of the largest 15 insurance carriers for the medical industry in the US have collected more…
Published Wednesday, July 12, 2006

Bankruptcy estates and personal injury claims
When Bankruptcy claims are filed, Federal jurisdiction arises over the estate, so the trustee appointed to manage your estate takes control over all aspects of your assets and liabilities. The state you live in is not as important for bankruptcy issues…
Published Saturday, April 23, 2011

Good Faith, Bad Faith and Insurance Profits
As an insurance policy holder, an insurance company is supposed to act in Good Faith. This means an insurance company has a duty to act in the following manner: Honor your requests and assist you in resolving your claim Pay or deny you claim within a…
Published Tuesday, December 11, 2007

Insurance industry profits soar in 2006
A decline in catastrophic events has caused the insurance industry to post record profits in 2006. According to industry sources, the U.S. property/casualty insurance industry posted a record $31.2 BILLION NET GAIN on underwriting for the year. This has…
Published Thursday, April 19, 2007

Being dropped by your insurance carrier
Recent article in LA Times. Health Net, a California based insurance company, bonuses a high-level analyst based on her meeting or exceeding annual targets for revoking policies. Practices leave policyholders without health insurance coverage when they…
Published Wednesday, November 14, 2007

Uninsured and Underinsured Motorist Coverage: Is it necessary?
Uninsured/Underinsured Coverage: Coverage that is a necessity When one is injured in a collision caused by a person who does not have insurance, or is underinsured, Uninsured (UM) and Underinsured (UIM) Motorist Coverage may be the only avenue to recoup…
Published Wednesday, February 28, 2007

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Harper Law PLLC
826 6th Street South, Suite 101, Kirkland, WA 98033-6740 US
Phone: 425.284.3333
Fax: 425.284.4286