False Assumption - 1. Insurance company and insurance company representatives are on your side.

Posted Saturday, July 21, 2007 by Ed Harper

Insurance company and insurance company representatives are on your side.

Even if an adjuster seems friendly and works for your own insurance company, they have an agenda to limit claims. Reduction of benefits or reducing the amount of money paid out, even for no fault claims, is one of the ways insurance companies make money. The other way is to collect more insurance premiums.

Viewing the adjuster as a necessary evil will allow you to be prepared in your dealings with them.

For example, giving a recorded statement is a minefield of potential disaster. I regularly discourage my clients from giving statements. In the words of the famous U.S. Supreme Court case, Miranda v. Arizona, and what police officers are required to tell those in custody, "What you say can and will be used against you".

There is little, if any, benefit in providing a recorded statement. You can ask for written questions which can be answered over time and after consulting with an attorney. Harper Law PLLC will give free legal counsel to advise individuals following any accident, even if you feel you may be at fault.

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