A friend was driving with a young driver with a permit and no insurance, can the friend be sued?

Posted Friday, April 22, 2011 by Ed Harper

An interesting attempt by the insurance company to get some of their funds back. My thought is that your friend is being sought after since potentially she’s responsible for the collision, since the crash occurred under her watch as she was the adult responsible for the car at the time of the crash. However, the insurance company may have valid claims against your friend, but they have to go through the litigation process before they can acquire a judgment. And a judgment is required before your friend actually becomes obligated to pay.

Nevertheless, your friend and her family should attempt to work with the insurance company in an attempt to reduce their exposure to this potential debt. Paying for an hour or two of an attorney’s time to get a negotiated settlement might be worth the money. Also, if a judgment is obtained, then the debt could be dischargeable in bankruptcy, but there is the possibility to work something out well in advance of that option.

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